Saving up for a down payment. Setting aside money for your kids’ future. Preparing for a secure retirement. Whatever your savings goals are, we have a wealth of tools to help you get there.
What's Your
Savings Goal?
Click a savings goal above to see a recommendation here.
9-Month CD with Rate-Boost
High-yield savings certificates are a smart, reliable way to grow your savings with earnings you can plan on. Right now, you can add to your earnings with our limited-time rate-boost options on a standard 9-month CD¹.
Boosted Rate¹
4.76% APY*
Standard Rate
4.50% APY*
Take advantage of a 0.25% interest rate boost using 2,500 Salal Rewards Points or to open a standard 9-month CD.
To take advantage of a 0.25% interest rate boost using $10,000 or more in new money from another financial institution¹, call us at 206.298.3494 or visit your nearest Salal branch.
Features:
- $1,000 minimum opening balance.
- Boost the standard 9-month CD rate by 0.25% with 2,500 Salal Rewards Points or depositing $10,000 or more in new money from another financial institution¹.
- Option of automatic renewal as a standard 9-month CD if you want to keep saving.
Jumbo Money Market
Our Jumbo Money Market² gives you an exceptional rate on balances over $250,000 with no limit to what you can earn. This unique account is a great option when you’re looking to grow your retirement nest egg or saving for a down payment for a new home.
Rates As High As
3.50% APY*
Call Now To Open
To open, call us at 206.298.3494 or visit your nearest Salal branch.
Get Started Via Email
Leave us your name and we’ll get back to you within 2 business days.
Features:
- Easy access to your money through Salal digital banking.
- Free standard money market checks, plus convenient account access to 40,000+ surcharge free ATMs across the country.
- No minimum balance and no monthly service charge.
12-Month CD
Keep making progress towards your savings goals and get dependable earnings by locking in a competitive rate for the next year. If interest rates go up during your CD term, you can maximize your savings growth with a one-time rate bump3.
3.51% APY*
with Salal Rewards Points³
3.25% APY*
Standard Rate
Features:
- $1,000 minimum opening balance.
- Get a 0.25% interest rate increase with 2,500 Salal Rewards Points.
- Option of automatic renewal as a fresh 12-month CD if you want to keep saving.
17-Month Add-On CD
This limited-time 17-Month Add-On CD4 gives you the dependability of a fixed rate and term, along with the option of adding to your balance—and expanding your earnings.
3.75% APY*
Features:
- $1,000 minimum opening balance.
- Make two additional deposits at any time during the CD term.
- Maximum of $100,000 in total add-on deposits.
More ways to reach your savings goals.
Calculate Your Future Interest Earnings.
Use our compound interest calculator to find out how much you can grow your savings over time.§
Questions?
We're here to help.
Send us a secure message.
Members can message our team securely through digital banking.
Routing Number: 325081610
PO Box 75029, Seattle, WA 98175
Salal CU NMLS #416045
Equal Housing Opportunity Federally Insured by NCUA
*APY = Annual Percentage Yield.
§ Assumptions assume 30 days per month and monthly interest is reinvested in the account. Results in the table are rounded to the nearest dollar. Actual earnings may vary.
¹Rates and offer subject to change without notice. Offer only available to consumer accounts, business accounts are not eligible. APY accurate as of 9/16/2024. Minimum balance $1,000. Offer available on consumer standard 9-month certificate of deposit (CD) for a limited time only; Interest Rate/APY=4.41%/4.50%. Interest rate will receive a 0.25% increase on a new standard 9-month CD when 2,500 Salal Rewards Points or a minimum of $10,000 in new money is applied at account opening; Interest Rate/APY=4.66%/4.76%. New money is defined as deposits not held by Salal Credit Union as of 15 calendar days prior to the application for the certificate of deposit. Salal Rewards Points 0.25% interest rate increase and new money 0.25% increase cannot be used concurrently on the same standard 9-month CD. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Salal Credit Union membership required.
²eStatements are required to obtain the stated APY. If eStatements are discontinued, the APY will be reduced to 0.00% APY. The interest rate is variable and subject to change. APY is accurate as of 12/1/2023. Rates are subject to change without notice. Fees may reduce earnings on the account. Salal Credit Union membership required. See our Consumer Membership & Account Agreement here for details. Minimum Daily Balance Requirement/Corresponding APY for all deposit tiers: $0–$99,999=0.01%; $100,000–$249,999=0.01%; $250,000–$499,999=3.50%; $500,000–$749,999=3.50%; $750,000–$999,999=3.50%; $1,000,000 and above=3.50%.
³Rates and offer subject to change without notice. Offer only available to consumer accounts, business accounts are not eligible. APY accurate as of 9/16/2024. Offer available on consumer standard 12-month certificates of deposit (CD) for a limited time only. Minimum balance $1,000. Interest rate will receive a 0.25% increase on a new standard 12-month CD when 2,500 Salal Rewards Points are redeemed at account opening. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Salal Credit Union membership required. At any time during the term of the 12-month certificate, the member may make a one-time election to adjust the rate to a new, fixed rate based on the rate currently offered for our 12-month certificate.
⁴Rates and offer subject to change without notice. APY accurate as of 8/13/2024. Offer available to consumer accounts for a limited time only, business accounts are not eligible. Minimum balance $1,000. CD allows two (2) additional deposits to be added any time prior to maturity with a maximum limit of $100,000 for additional funds. At maturity, unless you direct otherwise during the 10-day grace period, the promotional 17-month add-on certificate will renew into a standard 18-month certificate. Salal standard certificates do not have an add-on deposit option. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required.
